Toyota Capital Services
Here are some of the most frequently-asked questions regarding Toyota Capital and our products and services. If you have a question for us, you may be able to get an instant answer from our FAQs below.

Please select a topic from the menu below to view the frequently-asked questions on that topic.
Q1. What is Al-Ijarah Thumma Al Bai' (AITAB)?
AITAB is an Islamic Automotive Financing plan which is in compliance with Syariah principles.
Al-Ijarah means a lease contract that binds the lessor (Toyota Capital Malaysia) and lessee (customer).
Al Bai means a sale contract wherein the ownership is transferred to the lessee at the end of the leasing period for a specified consideration.

AITAB - in a nutshell - is the Islamic version of "conventional" Hire Purchase whereby the parties enter into a lease contract for a specified tenure and subsequently enter into a sale contract at the expiry of the lease tenure.

Q2. What is the prevailing rate now?
We offer attractive and competitive rates to our customers. To find out more, kindly Contact Us.

Q3. What is the margin of finance and term of tenure offered?
We offer a maximum of 90% financing for up to 9 years' tenure.

Q4. Can non-Muslims enjoy this Islamic Automotive Financing Plan?
Yes. Non-Muslims are welcome to experience this Islamic Automotive Financing Plan.

Find out more about them so you can choose the one that best fits your needs.
Toyota 2-Tier Plan
Toyota Drive
Flexi Plan
Hire Purchase
Choose the most convenient method for your repayments.

Via ATMs and Cash Deposit Machines
at certain bank networks
  Payment at CIMB
  Payment at Maybank
Via Online Banking
Mail in your Cheque / Bank Draft
Walk in to Toyota Capital Office (Cash / Cheque)
With effect from 01 June 2019   6.75% per annum