How does it work?
Have the freedom to be in total control of your loan! Flexi Plan for Perodua Vehicles is a great way to own a brand new Perodua car as you can reduce the sum of interest paid and loan tenure by paying extra as and when you can afford it. Meaning, paying less in the long run and settling your loan fast!
Benefits
- Interest Savings Auto-Financing Plan
- Full control to settle your Loan FAST
- Enjoy the flexibility to adjust monthly payment OR tenure when Base Lending Rate (BLR) changes
Base Lending Rate : 6.75% p.a.
Financing Terms
| Eligibility | Individuals age 18 years old and above only for Private registrations |
| Margin of finance | Maximum 90% financing , minimum loan amount applies. |
| Teanure | 9 years |
Fee and charges
| Standard Fees | RM | Optional Fees (if applicable only) | RM |
|---|---|---|---|
| Stamp duty - without guarantor | 10 | Photography cost (used & new reconditioned) | 10 |
| Stamp duty - with guarantor | 30 | Settlement with other financier | 30 |
| Ownership, registration and handling charges | 50 | Inter-branch inspection | 50 |
| Photocopy charges | 10 | Transport charges for inspection | 10 |
| Handling charges for Used Vehicle Inspection | 100 | ||
| Handling Charges and stamping fee for Assignment application | 230 | ||
| After Sales Support Service Fees (if applicable only) | RM | Chargeback Expenses for Recovery (if applicable only) | RM |
| Document retrieval: within branch | 10 | Travelling charges to inspect/trace vehicle (distance based):-
|
10 20 30 40 50 |
| Document retrieval: offsite storage | 30 | Redelivery & disposal of repossessed vehicle | 120 |
| Photocopy of registration card | 10 | ||
| Photocopy of HP agreement | 10 | ||
| Road Tax renewal | 10 | ||
| Any Documents request to deliver via Normal Postage, Courier or Email | 10 | ||
| Consent Letter of JPJ for change on engine | 50 | ||
| Letter to JPJ & Custom for transfer vehicle from East to West Malaysia (vice versa) | 50 | ||
| Letter to JPJ for Duplicate Vehicle Registration Card | 50 | ||
| Letter to JPJ for Interchange of Registration Number | 50 | ||
| Ownership claim upon full settlement of account | 100 | ||
| Reminder and Statutory Notice send by Register Mail :-
|
3/pax 5pax 5/pax 5/pax 5/pax |
||
Flexi Plan FAQs
-
Can I switch from Perodua Flexi Plan to fixed rate automotive financing?
Yes, you may switch at any point of time at no cost. -
Are there any late charges and if so, how much?
Overdue charges will be imposed at 2% above the BLR where the term charges are at a variable rate simple interest calculated on a daily basis.
For example:
Perodua Flexi Plan Variable rate = 6.75% p.a.
Late charges = 6.75% + 2% = 8.75% on the overdue instalment calculated on a daily basis. -
How is the early settlement interest calculated?
If you settle within 7 days from the due date, no interest will be charged up to the next due date. If you pay after 7 days, the full interest accrued up to the next due date will be charged to your account. -
Is there any statutory rebate on variable rate?
No. -
When can Toyota Capital Malaysia revise the Base Lending Rate (BLR)?
It can be changed at any time during the tenure of the agreement. We will notify our customers via registered mail, giving 14 days to exercise the options below: Retain the existing number of instalments (loan period) and change the instalment amount; or Retain the existing instalment and vary / increase the number of instalments (prolong the tenure). -
If the Base Lending Rate (BLR) changed, will the agreed spread change?
No, the contracted spread as per the loan agreement is fixed throughtout the contracted tenure. -
Is Flexi Plan for Perodua applicable to all Perodua models?
Yes, it is open to all Perodua models. -
Are government employees eligible for this plan?
Yes! In fact, we have a special campaign for Government Employees called GovJer. Click here for more information.
|
Download Product Disclosure Sheet |
Product Disclosure Sheet Flexi Plan
Download
| Product Disclosure Sheet Flexi Plan | Download |
