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Key Responsibilities

  • Prepare regular and ad-hoc reports covering sales and business performance.
  • Analyse product and portfolio trends to identify opportunities for improvement and growth.
  • Conduct market research on competitor pricing and automotive market movements.
  • Support pricing and profitability analysis for product enhancement and development.
  • Monitor campaign effectiveness and customer affordability outcomes.
  • Support budgeting, forecasting, and preparation of sales and expense targets.
  • Support the lifecycle management of auto finance products, including hire purchase and campaign-based offerings.
  • Maintain pricing parameters within internal systems.
  • Manage and update product-related information on the company website.
  • Work closely with multiple departments to support product rollouts and performance review.

Job Requirements

  • Minimum Bachelor's Degree in Business / Finance / Actuarial science or any equivalent qualification.
  • Minimum 3 - 5 years of working experience in related field. Preferable candidate with experience in Product / Pricing Strategy.
  • Minimum Grade A- in SPM Mathematics
  • Good communications and interpersonal skills, both written and oral.
  • Strong data analytical skills.
  • Proficient in Microsoft Excel, PowerPoint, and Power BI
  • Highly adaptable and fast learner in a dynamic business environment
  • Ability to manage multiple priorities simultaneously

Interested in this position?

Submit your resume and cover to hr@toyotacapital.com.my or write in to find out more

Key Responsibilities

  • Support the management of the auto finance product lifecycle, including marketing campaigns.
  • Contribute to the development and enhancement of product offerings to improve customer affordability.
  • Support and review pricing strategies to balance sales growth, risk, and profitability.
  • Analyse portfolio performance, campaign profitability, and yield trends, providing recommendations for strategic improvements.
  • Preparation of business cases for new products, campaigns, and system enhancements, with opportunities to lead assigned initiatives.
  • Handle system initiatives involving loan origination systems, pricing tools, and reporting frameworks, and lead selected projects as assigned. Define business requirements, coordinate UAT activities, and support the implementation of system and process enhancements.
  • Work closely with core departments to support the effective execution of business directions.
  • Support the Department Operations Manager in coordinating operational initiatives and ensuring alignment between business objectives and operational execution, while taking ownership of selected projects independently.
  • Manage company website content and lead-related processes to enhance customer engagement, improve lead generation, and drive product adoption.
  • Ensure accurate, complete, and timely delivery of management and performance reports.
  • Prepare monthly and regular reporting.
  • Lead and guide junior team members, while ensuring effective cross-functional collaboration.

Job Requirements

  • Minimum Bachelor's Degree in Finance, Business, Economics, Mathematics, Statistics, or related quantitative fields.
  • Minimum 5-7 years of relevant experience in automotive finance, banking, leasing, or financial services.
  • Strong proficiency in Microsoft Excel (advanced modelling), Power BI, PowerPoint, and dashboard visualisation.
  • Minimum 1 year experience in managing and guiding team members.
  • Good communications and interpersonal skills, both written and oral.
  • Proven experience leading projects, system changes, or cross-functional initiatives.
  • Strong problem-solving skills, stakeholder management capability, and commercial awareness.
  • Ability to manage multiple priorities simultaneously and respond effectively to fast-changing and dynamic business environments.

Interested in this position?

Submit your resume and cover to hr@toyotacapital.com.my or write in to find out more

Key Responsibilities

  • To process, evaluate and approve HP applications in accordance to guidelines and procedures.
  • Review supporting income documents.
  • Perform verification on customer's personal and / or employment information.
  • Attend to ad-hoc requests as and when required.

Job Requirements

  • Minimum of Degree holder in Business / Commerce / Economics / Finance / Banking or equivalent qualification.
  • Minimum 2-3 years of experience as a Credit Evaluation or similar role.
  • Possess CCR certificate is additional advantage.
  • Preferable mature candidate who can work independently, work well under pressure and consistently delivering results.
  • Good communication in English and Bahasa Malaysia, both written and spoken.

Interested in this position?

Submit your resume and cover to hr@toyotacapital.com.my or write in to find out more

Key Responsibilities

  • Screening loan applications by verifying applicant identity, detecting document fraud and cross-checking applicant information.
  • To scrutinize red flag detection, conduct further investigations and hold recommendations after review.
  • To prepare credit review report, maintain audit records and submit SARs when required for regulatory compliance.
  • Evaluates approved credit decisions for compliance with TCAPM CAT guidelines and assesses risk management, including adherence to product policies and approval thoroughness.

Job Requirements

  • Minimum of Bachelor holder in Business / Commerce / Economics / Finance / Banking or equivalent qualification.
  • Minimum 2-5 year of experience as a Credit Officer, Loan Officer, Fraud review or similar role to approve loan.
  • Possess CCR certificate is additional advantage.
  • Preferable mature candidate who can work independently, work well under pressure and consistently delivering results.
  • Good communication in English and Bahasa Malaysia, both written and spoken.

Interested in this position?

Submit your resume and cover to hr@toyotacapital.com.my or write in to find out more

Purpose
To perform credit evaluation and support sales in ensuring approvals are based on genuine documentation, trustworthy counterparties, and legitimate borrower intent.

Key Responsibilities

  • Credit Strategy & Risk Appetite Execution - support business growth within the risk appetite
  • Credit Underwriting & Approval Authority - evaluation within guideline and scorecard alignment
  • Credit Policy Implementation & Governance - enforce and adhere to credit policies & underwriting guidelines
  • Portfolio Monitoring & Risk Analytics- Monitoring performance of portfolio
  • Collections, Recovery & Asset Risk Oversight - participate and support collections & recovery activities

Job Requirements

  • Degree holder in Business / Commerce / Economics / Finance / Banking or equivalent qualification.
  • Minimum 8- 12 years of experience in credit evaluation function.
  • Possess CCE or CCR certificate
  • Have experience in fraud detection / investigation in discharging the duty in credit
  • Exposure to CCRIS and attending to BNM request
  • Strong leadership and people management skills. Experience in leading a team

Interested in this position?

Submit your resume and cover to hr@toyotacapital.com.my or write in to find out more

Purpose
To ensure sound credit risk practices and drive quality loan portfolio growth while minimizing defaults

Key Responsibilities

  • Credit Policy & Strategy:
    • (a) Develop and implement credit evaluation policies and procedures.
    • (b) Align credit policies with company's risk appetite, regulatory requirements and business goals
    • (c) Periodically review and update credit risk frameworks based on market dynamics
  • Credit Assessment:
    • (a) Oversee credit approval for individual and corporate client
    • (b) Ensure thourough analysis of applicant's creditworthiness using financial documents, credit bureau dat, employment information etc
    • (c) Set approval limits and approve high value sensitive cases beyond junior levels
  • Team Management:
    • (a) Lead and mentor credit team nationwide
    • (b) Organise/conduct training programs on evolving credit practices, fraud detection and compliance
    • (c) Foster a performance driven and accountable culture
  • Risk Management & Compliance:
    • (a) Monitor credit portfolio performance and flag early warning signals. (e.g increase in delinquency)
    • (b) Work with Credit Review and Risk team to identify and mitigate emerging credit risk
    • (c) Ensure adherence to regulatory guidelines eg credit exposure, KYC, income documentation etc)
  • Technology & Process Optimization:
    • (a) Collaborate with product, risk , credit review and IT teams to improve the credit decisioning systems (eg scorecard, AI-driven, automation)
    • (b) Implement digital tools for faster turnaround times in loan processing.
  • Stakeholder Coordination:
    • (a) Liase with sales, collections, legal and operations team to ensure smooth customer journey and risk mitigation
    • (b) Provide regular updates to senior management on credit performance, risk trends and operational efficiency

Job Requirements

  • Degree holder in Business / Commerce / Economics / Finance / Banking or equivalent qualification.
  • Minimum 10 to 15 years of experience in similar role.
  • Possess CCE or CCR certificate.

Interested in this position?

Submit your resume and cover to hr@toyotacapital.com.my or write in to find out more

Key Responsibilities

  • Support sales team in processing & administrative matters.
  • Assist on signing of loan agreements.
  • Assist customer and business partner enquiry at region office.

Job Requirements

  • Minimum Diploma holder.
  • Minimum 1 year of working experience
  • Well versed in English and Bahasa Malaysia.
  • Able to work independently.
  • Basic knowledges in Data Entry, Microsoft Word, Excel and Power Point

Interested in this position?

Submit your resume and cover to hr@toyotacapital.com.my or write in to find out more

Key Responsibilities

  • To assist AFE on loan processing, signing agreements and funding matters
  • To obtain complete information, KYC and submit loan application
  • Provide after sales service to Dealers and customer
  • Execute loan disbursement
  • Promote company's loan products

Job Requirements

  • Minimum Diploma holder with at least 1 year of working experience.
  • Fresh Graduate is encouraged to apply.
  • Well versed in English and Bahasa Malaysia
  • Basic knowledges in Data Entry, Microsoft Word, Excel and Power Point

Interested in this position?

Submit your resume and cover to hr@toyotacapital.com.my or write in to find out more

Key Responsibilities

  • Drive and support superior as instructed
  • Ensure the interior and exterior of the assigned vehicle clean tidy and properly maintained at all time
  • Comply with all the road and traffic rules
  • Perform errands and any ad-hoc tasks as and when required

Job Requirements

  • Minimum SPM with at least 3 years of experience as a personal driver
  • Must possess a valid driving license (class D) with good track record
  • Able to communicate well in English
  • Familiar with all routes in Klang Valley and PJ area
  • Candidate must be willing to work on extended working hours

Interested in this position?

Submit your resume and cover to hr@toyotacapital.com.my or write in to find out more

Key Responsibilities

  • Oversee tax provision and reporting (prepare and review monthly/quarterly current and deferred tax provision, and provide guidance).
  • Review and manage tax submissions (income tax, service tax, WHT, CP58), ensuring timely submission and compliance.
  • Oversee transfer pricing (TP) documentation, Country-by-Country reporting (CbCR), and Global Minimum Tax (QDMTT) compliance; coordinate with external stakeholders and tax consultants.
  • Identify and implement improvement opportunities to minimize tax expenses and maximize tax savings.
  • Deal with tax authorities on tax issues, and provide internal tax advisory and support to stakeholders.
  • Perform ad-hoc assignments/projects assigned by superior/HOD as and when required.

Job Requirements

  • Bachelor's Degree in Accounting & Finance / ACCA / CPA preferred.
  • Minimum 8-10 years of relevant working experience in Tax/Corporate Tax field.
  • Advanced in Excel and has basic accounting knowledge.
  • Must have experience in deferred tax and indirect tax.
  • Minimum 2-3 years of leadership experience (managing juniors).
  • Must have at least 2-3 years of commercial experience in an MNC.
  • Good communication in English and Bahasa Malaysia, both written and spoken.

Interested in this position?

Submit your resume and cover to hr@toyotacapital.com.my or write in to find out more

Key Responsibilities

  • To process, evaluate and approve Hire Purchase (HP) loan applications in accordance to guidelines and procedures.
  • To review supporting income documents and carry out independent credit review.
  • To perform verification on customer's personal and/or employment information.
  • To conduct or facilitate knowledge sharing with Credit Officers or any related team / department.
  • To attend the ad-hoc requests as and when required.

Job Requirements

  • Degree holder in Business / Commerce / Economics / Finance / Banking or equivalent qualification.
  • Minimum 3 to 5 years of experience in credit decision with delegated authority to approve, preferably from banking or financial services environment.
  • Strong track record in credit assessment and evaluation.
  • Possess CCE certificate is additional advantage.
  • Preferable mature candidate who can work independently, work well under pressure and consistently delivering results.
  • Good communication in English and Bahasa Malaysia, both written and spoken.

Interested in this position?

Submit your resume and cover to hr@toyotacapital.com.my or write in to find out more

Key Responsibilities

  • To process, evaluate and approve Hire Purchase (HP) loan applications in accordance to guidelines and procedures.
  • To review supporting income documents and carry out independent credit review.
  • To perform verification on customer's personal and/or employment information.
  • To conduct or facilitate knowledge sharing with Credit Officers or any related team / department.
  • To attend the ad-hoc requests as and when required.

Job Requirements

  • Degree holder in Business / Commerce / Economics / Finance / Banking or equivalent qualification.
  • Minimum 3 to 5 years of experience in credit decision with delegated authority to approve, preferably from banking or financial services environment.
  • Strong track record in credit assessment and evaluation.
  • Possess CCE certificate is additional advantage.
  • Preferable mature candidate who can work independently, work well under pressure and consistently delivering results.
  • Good communication in English and Bahasa Malaysia, both written and spoken.

Interested in this position?

Submit your resume and cover to hr@toyotacapital.com.my or write in to find out more

Key Responsibilities

  • Ensure quality assets.
  • Relationship building with OM, SH and SA.
  • Ensure customer satisfaction internal and external.
  • Promote company's financing products.
  • Monitoring own and subordinate performance.

Job Requirements

  • Minimum Diploma and above in any related qualifications.
  • Minimum 1-3 year of working experience in Auto Finance Sales or any related industry.
  • Fresh graduates are welcome to apply.
  • Good communication in English and Bahasa Malaysia, both written and spoken.
  • Computer literate e.g. Microsoft Word, Excel and Power Point.
  • Willing to travel whenever necessary. Must have own transport

Interested in this position?

Submit your resume and cover to hr@toyotacapital.com.my or write in to find out more

Key Responsibilities

  • To process, evaluate and approve Hire Purchase (HP) loan applications in accordance to guidelines and procedures.
  • To review supporting income documents and carry out independent credit review.
  • To perform verification on customer's personal and/or employment information.
  • To conduct or facilitate knowledge sharing with Credit Officers or any related team / department.
  • To attend the ad-hoc requests as and when required.

Job Requirements

  • Degree holder in Business / Commerce / Economics / Finance / Banking or equivalent qualification.
  • Minimum 3 to 5 years of experience in credit decision with delegated authority to approve, preferably from banking or financial services environment
  • Strong track record in credit assessment and evaluation
  • Ability to lead a small team of junior credit executives
  • Possess CCE certificate is additional advantage.
  • Preferable mature candidate who can work independently, work well under pressure and consistently delivering results.
  • Good communication in English and Bahasa Malaysia, both written and spoken

Interested in this position?

Submit your resume and cover to hr@toyotacapital.com.my or write in to find out more

Key Responsibilities

  • Lead, participate in performing the assigned project management. To serve as in-house subject matter expert to analyze & provide recommendations based on Business Vs IT requirements & strategic directions. Work with relevant party to design, implement, configure scalable infrastructure/network systems, design secure Infra architecture, security, capacity planning. Lead efforts to replace, upgrade, introduce innovative technology solutions that meet IT, security, & business requirements effectively.
  • Collaborate with teams to support IT operations. Manage infrastructure change requests effectively, ensuring minimal disruption to operations - troubleshooting, diagnosing, monitoring, and resolving technical support requests related to networks, infrastructure, middleware, servers, and end-user systems. Conduct regular health checks on IT network/infrastructure equipment and systems, e.g., O365, servers, VMware, SAN storage, email, firewalls, WA, switches, routers. IT asset management, users account management. Monitor and ensure the successful execution of the scheduler jobs, as well replication/backup processes. Proactively track logs & alert alarms across servers and networks to identify potential issues early, minimize disruptions and impacts on systems & network operations.
  • Set up, maintain the User Acceptance Testing (UAT), Production & Disaster Recovery (DR) environments for application systems. Identify, assess IT risks, threats, & vulnerabilities of infrastructure and network. Ensure timely upgrade of EOL systems, firmware upgrade, and security patches to maintain system integrity. Execute scheduled vulnerability scans, implement remediation measures to address and close identified vulnerability gaps efficiently.
  • Facilitate, interacts with internal and/or external audit engagement, facilitate remediation based on agreed recommendation and associated risks pertaining to Global Information Security Group, industrial best practice and/or any others corporate governance and requirements.
  • Maintain documentation & reports. Periodically reviewing IT SOP, guideline, policy, procedure, and control to ensure the efficiency, effectiveness of the SOP & information security controls as a whole, recommending improvements wherever is necessary.

Job Requirements

  • Degree in Computer Science, Information Technology or equivalent practical experience
  • Minimum 6 years of strong hands-on technical experience in helpdesk support, implementing administrator, support maintenance network & infrastructure related equipment/ system such as:
    • Analyses, troubleshooting to resolves daily operation and/or incident support related to network, infrastructure, eg: server, storage, backup/restore/replication, scheduler jobs, bandwidth, deploy security patches/firmware upgrade & user technical support request.
    • Ability to configure & administrate network/infrastructure related equipment/systems & security control - such as AD, Azure, O365, Wintel/Linux platform, Middleware, Exchange email, VMWare, L2/L3 Firewalls maintenance, Router, Switches, IDS/IPS, Proxy, WAF, VLAN, VPN Technology, end-point protection solution, Backup/Restore/Replication Solution, MDM, Event Management (SIEM).
    • Technologies, network related security monitoring, Content Filtering, Vulnerability Scans, Encryption Technology, DHCP, DNS, HTTP, SSL, SSH, LDAP, IPSEC, etc.
  • Experience to lead & participate in project implementation
  • Vendor sourcing & process PO request, Establish & Maintain IT related policy, procedures, reports and documentation.
  • Excellent analytical and problem-solving skills, result oriented, self-motivated, good interpersonal skills, flexible, independent
  • Must be able to provide after-hours on urgent incident support request
  • Abilities to prioritize multiple tasks and able to work under pressure, tight deadlines and within constraints

Interested in this position?

Submit your resume and cover to hr@toyotacapital.com.my or write in to find out more

Key Responsibilities

  • To assist with audit responsibilities by completing the audit program align to audit objective / scope
  • To identify controls gap for improvement and/or kaizen opportunities
  • To support the team to achieve a common goal in completing task in most effective and efficient way
  • To perform additional / ad-hoc assigned audit work by Management / higher authority from time to time

Job Requirements

  • Degree holder or other equivalent professional qualification
  • CISA, ACCA, CIA, MIA will be an added advantage
  • At least 3-5 years working experience in Financial Institution (preferable within Internal Audit division/IT audit experience)
  • Has good knowledge in IT audit

Interested in this position?

Submit your resume and cover to hr@toyotacapital.com.my or write in to find out more

Key Responsibilities

  • To secure business from Toyota, Perodua and Used car dealers.
  • To obtain complete information, KYC and submit application.
  • Provide after sales service to dealers and customers.
  • To execute loan disbursement.
  • To promote company's loan products.
  • All other ad-hoc duties as assigned by immediate superior.

Job Requirements

  • Minimum Diploma/Degree holder, with 1-2 years of Sales experience in related field/industry.
  • Good communication in English and Bahasa Malaysia, both written and spoken. Fluent in local dialects is additional advantage.
  • Good in interpersonal skill and basic computer literate e.g. Microsoft Word, Excel and Power Point.
  • Willing to travel whenever necessary.

Interested in this position?

Submit your resume and cover to hr@toyotacapital.com.my or write in to find out more

Key Responsibilities

  • Attend outbound & inbound calls in courteous manner and provide excellent services to meet customer's expectations and handle complaints effectively with confidence
  • Attending administrative tasks, including responding to inquiries from the CS & ASK mailboxes.
  • To perform telesales for all Insurance Product (Auto & Credit Life)
  • To promote TCAP EZ Connect app to non-app users and to increase the number of FPX transactions.
  • To perform relief functions assigned during the absence of any team member

Job Requirements

  • Min Diploma/Degree in any field
  • Min 1 year of working experience in Customer Service field
  • Effective in multitasking, fast learner, a strong team player
  • Good communication and interpersonal skills.
  • Well versed in English and Bahasa Malaysia.

Interested in this position?

Submit your resume and cover to hr@toyotacapital.com.my or write in to find out more

Nurul Afwanie
Nurul Afwanie Internal Audit, 3 years

One of the best parts of working at TCAPM-especially within Internal Audit, is the exposure to different teams and processes. Collaborating with various business units has deepened my understanding of how everything connects, and while the work can be challenging, it's also incredibly rewarding. This experience has pushed me to think critically, adapt quickly, and strengthen my analytical and problem solving skills. What I appreciate most about TCAPM is the culture of idea-sharing, continuous learning, and KAIZEN (always look for better ways of doing things), all fostered within a supportive and balanced work environment.

Tham Wen Ying
Tham Wen Ying Treasury, 4 years

My career at TCAPM has been both enriching and deeply meaningful. This role has strengthened my analytical thinking, problem-solving skills, and understanding of financial processes. I feel truly fortunate to work with supportive colleagues and mentors whose guidance, encouragement, and wisdom have shaped my professional journey. Their mentorship has not only helped me contribute confidently to key treasury initiatives but also inspired me to continuously learn and grow in a dynamic environment. TCAPM has been a positive and nurturing place for development, and I am sincerely grateful for the trust, opportunities, and support I have received throughout this journey.

Al Amir Hakim
Al Amir Hakim Wholesale Management, 3 years

Working at TCAPM has been a significant stepping stone in my career development. In 3 years, I have gained extensive hands-on experience across multiple functions, including purchasing, wholesale operations, credit management, and inventory auditing. These opportunities have helped me build a well-rounded skill set and a deeper understanding of business operations. I was also genuinely surprised by the range of staff benefits that TCAPM provides, which exceeded my expectations. This support has not only enhanced my professional growth but also made me feel valued as an employee.

Christie Ng Pui Yee
Christie Ng Pui Yee Asset Management, 6 years

Over the past six years, my journey with the company has been truly meaningful. From the very beginning, I was welcomed into a supportive and positive environment that encouraged learning, growth, and confidence. The culture of teamwork and open communication made it easier to adapt to new responsibilities and overcome challenges. I have been fortunate to work with colleagues and leaders who are respectful, encouraging, and always willing to share knowledge. These experiences have played an important role in shaping my professional development and have made each day at work motivating, enjoyable, and fulfilling.

Stanley Ho
Stanley Ho Jian Qin IT, 7 years

My journey at TCAPM has been both exciting and rewarding. The dynamic nature of the job ensures that learning never stops, as we constantly adapt to the market to stay relevant. I've been fortunate to work alongside colleagues who are always supportive, making collaboration a truly enriching experience. The management and my department have played a pivotal role in my growth, providing countless opportunities to sharpen my skills and expand my knowledge. While the tasks are often challenging, they are equally fulfilling, leaving me with a strong sense of accomplishment and motivation to keep pushing forward.