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Explore Toyota
Financing
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Financing
View our Auto Financing Options & Services
Toyota Ez Beli Plan

Unique 9-year loan divide into 4 tiers. Tier 1 is a 2-year stress free period with the lowest competitive monthly repayment; slightly higher instalment in Tier 2 and Tier 3; choose to continue in Tier 4 or trade-in for a new Toyota.
Toyota Flexi Plan

Be in total control! Reduce interest paid and loan tenure by paying extra as and when you can afford it.
Toyota Drive

An innovative Islamic lease plan that is the first of its kind in Malaysia to drive a brand new Toyota.
Al-Ijarah Thumma Al-Bai

AITAB is an Islamic Automotive Financing Plan giving peace of mind to our Muslim Toyota owners.
Conventional Hire Purchase

Attractive and competitive rates are offered to customers upon purchasing a Toyota vehicle.
Commercial Vehicles Lease

Automotive financing solutions for business owners that takes care of everything from A-Z.
Services
Ways2Pay

Find out on how you can quickly and conveniently pay your Auto Financing Loan.
Frequently Asked Questions

Have a question? We have the answers. Explore our database of FAQs here.
Fee and Charges

Here are the important fees and charges involved in your Auto Financing Loan
EZ Connect App

Introducing the all-new Toyota Capital's EZ Connect mobile app bringing you a seamless experience. Enjoy secured access to your car financing account while managing it at your convenience.
About Toyota Capital
About Toyota Capital

Toyota Capital Malaysia Sdn. Bhd. specialises in vehicle financing for Toyota Motor Corporation with a global presence in 37 countries and regions worldwide.
Find us and Contact Us

Need to find the nearest Toyota Capital branch, or need to get in touch with us?
Careers @ Toyota Capital

Do your best work ever: explore openings and vacancies within Toyota Capital team.
Environmental, Social & Governance (ESG)

Contributing to a harmonious and sustainable development of society and conduct business operations with integrity through various ESG initiatives.
Latest Promotions & Campaigns
Jom Drive Campaign

Toyota Capital Malaysia Campaign catered for government employees
All-new Toyota Corolla

From RM1,448 per month
with the
Toyota Flexi Plan
Toyota Ez Beli Plan

From RM628 per month
with the
Toyota EZ Beli Plan
Toyota EZ Beli For Businesses

From RM 1,422
with the
Toyota EZ Beli
 

IconHow does it work?

Al-Ijarah Thumma Al-Bai' (AITAB) is a Syariah-compliant car financing based on the principles to lease (Ijarah) followed by sale (Al-Bai'). Customer during the leasing contract should pay at an agreed rental payment over a specific period. Upon expiry of the leasing period, the customer has the option to purchase the asset from the TCAPM at an agreed price. Non-Muslim customers are also welcome to enjoy this Islamic Automotive Financing Plan.

Benefits

  • A Shariah-Compliant Auto-Financing Product
  • Fast processing and approval
  • Easy monthly contribution of your instalment via various modes of payment

IconFinancing Terms

Eligibility Individuals age 18 years old and above only for Private registrations
Margin of finance Maximum 90% financing , minimum loan amount applies.
Tenure 9 years

IconAi-TAB FAQs

  1. What is Al-Ijarah Thumma Al Bai' (AITAB)?
    AITAB is an Islamic Automotive Financing plan which is in compliance with Syariah principles. Al-Ijarah means a lease contract that binds the lessor (Toyota Capital Malaysia) and lessee (customer). Al Bai means a sale contract wherein the ownership is transferred to the lessee at the end of the leasing period for a specified consideration. AITAB - in a nutshell - is the Islamic version of "conventional" Hire Purchase whereby the parties enter into a lease contract for a specified tenure and subsequently enter into a sale contract at the expiry of the lease tenure.

  2. What is the prevailing rate now?
    We offer attractive and competitive rates to our customers. To find out more, kindly Contact Us.

  3. What is the margin of finance and term of tenure offered?
    We offer a maximum of 90% financing for up to 9 years' tenure.

  4. Can non-Muslims enjoy this Islamic Automotive Financing Plan?
    Yes. Non-Muslims are welcome to experience this Islamic Automotive Financing Plan.

  5. Are government employees eligible for this plan?
    Yes! In fact, we have a special campaign for Government Employees called GovJer. Click here for more information.

Icon Download Product Disclosure Sheet

Product Disclosure Sheet AITAB Download

Explore our other financing for Perodua Vehicles!

Conventional HP
For Perodua
FLEXIPLAN
For Perodua